Retirement

[TerryWerm]

So how many of us here are retired?  How many haven't but plan to soon?  Mostly just curious, no need to answer if you don't want to.

I reach my full retirement age next April at 66 and 10 months. Still feeling good, strength and balance are both good, and they say a body in motion tends to stay in motion. I might just wait and go out at 68 instead, but not sure what I should do. I can tell that I'm not as young as I once was, but I am doing better physically than a lot of my high school classmates.

My employer REALLY wants me to stay on. My pay is better than I've ever made, last year they purchased a new excavator for me, in August I got a new truck, and last week I picked up a brand-new lowboy for hauling the excavator. I am currently training my son to take over my spot when I do retire.

I still need to spend some serious money on my house, and I want to insulate and heat my shop/garage. It all costs money and working an extra year would really help with that expense instead of using retirement funds.

On the other hand, I would like to enjoy retirement for a little while, I certainly don't want to be one of those guys that works a few extra years, finally retires only to fall over dead very shortly after. My wife is three years younger than I am, so she is going to work a little longer if her health allows.

Decisions, decisions.  

[4GSR]

My employer told me I couldn't retire. I will be 69 in January. Just went through the first round of kidney stone removal, two down, three more to go.
What has me pissed is Medicare. Just because I went on Disability at a early age for RH, I cannot get onto any of the part "G" insurance plans.  I can only get one of the Medicare Advantage plans.  For me to get the RH treatment I need, I can only afford it through a "G" plan.  Way too expensive if under a Advantage plan. Just a little "Heads Up"

[chips and more]

Hmmm, retirement, is that something like not going to work anymore? I think I did that part? But being at home now doesn't seem like I'm not going to work anymore. My wife has a honey-do list a mile long and is not getting any shorter. Could this be why the stats say wife's outlive the husbands?

[4GSR]

In my case, I'm working and also trying to take care of my wife. I should say my daughter does most of the time. Taking her to her doctor appointments, getting test run, etc.

[PJ]

I'm 58 and retired this past May.  So far its been great no regrets.  Now my lawn finally can keep up with the neighbors LOL! and I get to the gym 3 days a week and do whatever I want during the day.  I've seen too many people my parents included, that worked to 67 or whatever and then die 5 years later.  Although I'm in very good health and plan to stay that way as long as possible, I decided my time left on earth is way more valuable than a few more $$  Fortunately, the live on way less than you earn ethos has allowed for the required savings and investments to do so.  I actually feel like I spend more money on life now than I did while working yet my net worth keeps increasing..   maybe due to the market lately so who knows so that will likely change.  For now though its working out.