So how many of us here are retired? How many haven't but plan to soon? Mostly just curious, no need to answer if you don't want to.
I reach my full retirement age next April at 66 and 10 months. Still feeling good, strength and balance are both good, and they say a body in motion tends to stay in motion. I might just wait and go out at 68 instead, but not sure what I should do. I can tell that I'm not as young as I once was, but I am doing better physically than a lot of my high school classmates.
My employer REALLY wants me to stay on. My pay is better than I've ever made, last year they purchased a new excavator for me, in August I got a new truck, and last week I picked up a brand-new lowboy for hauling the excavator. I am currently training my son to take over my spot when I do retire.
I still need to spend some serious money on my house, and I want to insulate and heat my shop/garage. It all costs money and working an extra year would really help with that expense instead of using retirement funds.
On the other hand, I would like to enjoy retirement for a little while, I certainly don't want to be one of those guys that works a few extra years, finally retires only to fall over dead very shortly after. My wife is three years younger than I am, so she is going to work a little longer if her health allows.
Decisions, decisions. :smiley_chinrub:
My employer told me I couldn't retire. I will be 69 in January. Just went through the first round of kidney stone removal, two down, three more to go.
What has me pissed is Medicare. Just because I went on Disability at a early age for RH, I cannot get onto any of the part "G" insurance plans. I can only get one of the Medicare Advantage plans. For me to get the RH treatment I need, I can only afford it through a "G" plan. Way too expensive if under a Advantage plan. Just a little "Heads Up"
Hmmm, retirement, is that something like not going to work anymore? I think I did that part? But being at home now doesn't seem like I'm not going to work anymore. My wife has a honey-do list a mile long and is not getting any shorter. Could this be why the stats say wife's outlive the husbands?
In my case, I'm working and also trying to take care of my wife. I should say my daughter does most of the time. Taking her to her doctor appointments, getting test run, etc.
I'm 58 and retired this past May. So far its been great no regrets. Now my lawn finally can keep up with the neighbors LOL! and I get to the gym 3 days a week and do whatever I want during the day. :) I've seen too many people my parents included, that worked to 67 or whatever and then die 5 years later. Although I'm in very good health and plan to stay that way as long as possible, I decided my time left on earth is way more valuable than a few more $$ Fortunately, the live on way less than you earn ethos has allowed for the required savings and investments to do so. I actually feel like I spend more money on life now than I did while working yet my net worth keeps increasing.. :smiley_chinrub: maybe due to the market lately so who knows so that will likely change. For now though its working out.